Melissa Montalvo, CFP®

How I can help you

Melissa is dedicated to providing professional investment and financial guidance targeted to clients’ goals. The majority of her clients have accumulated wealth over time, and they are seeking to grow their assets, generate income and preserve wealth. With a commitment to meeting clients wherever they stand in life, she is particularly known for adding value, listening well and pleasant to work with. She is committed to analyzing an investors financial situation holistically and charting a course designed to get them where they want to go. Melissa is passionate about guiding clients to make wise financial and investment decisions so they can live with purpose now and in the years to come. She consistently strives to empower clients with their decision-making by seeking opportunities to simplify the complexity of Wall Street.

What makes me knowledgeable

Melissa has been serving individuals, families, businesses and non-profit organizations in the financial services industry going on 15 years. She earned the CERTIFIED FINANCIAL PLANNER™ certification during her 10 years at Fidelity Investments. Working as an operations analyst for Perella Weinberg Partners Asset Management in New York City sparked the desire to bring institutional wealth management to retail investors. Her foundation was strengthened a Student-Athlete at Lehigh University earning a B.S. in business and economics, majority in finance and minoring in real estate. Today she holds the Series 7, Series 66, Life & Health Insurance licenses in all states domestically and internationally in which her clients reside in.

Getting to know me

Melissa is an avid half-marathon runner and active member at CrossFit and FAITH RX’D. Over the years, she has given back to the community as a mentor to high-school students through Young Life and as a soccer coach. She enjoys contributing time and resources to organizations that help individuals and families in need of spiritual, emotional, mental and physical support. She volunteers for Imagine, Hearts For Moms and The Place of Hope. She continues to celebrate the good work done by The Potter’s House in Guatemala, World Vision Children’s Program in Kenya, and sports programs in Israel and Palestine. She has a spirit of adventure, loves to travel and experience life at shore communities.  

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  • Before You Turn in Your Leased Car―Look, There Might be Money in That Car

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  • Mortgages: Consult with Us, Too

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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Raymond James is not affiliated with the other organizations mentioned.